Beyond Brokering

Mortgage is never just a transaction.

It’s a journey toward clarity, confidence, and peace of mind.

Every solution we design begins with your goals, your needs, and your wellbeing at heart.

So you can focus on what truly matters: your family, your career, and your life.

At Plenitude Financial, we go beyond numbers to with a strong focus on wellbeing. Our unique Plenitude Wellbeing Framework integrates mortgage solutions with financial wellbeing, mental wellbeing and meaningful community wellbeing, helping you make confident decisions today and build a stronger future tomorrow.

By your side every step of your wealth journey, empowering your climb with expertise, honesty, and care.

Find out how our Plenitude Wellbeing Framework brings together financial, mental and community wellbeing, helping people thrive beyond the mortgage.

Learn More About the Framework

A Message from Our Founder

When I left the corporate world after nearly two decades as an actuary, it was not to chase more numbers. It was to change what those numbers mean for people.

Behind every loan there is a story of aspiration, responsibility and hope. Too often, those stories get lost in a process that treats a mortgage as forms and paperwork instead of people. Plenitude Financial was created to change that.

Here, every mortgage solution starts with your story, your goals and your needs, and is delivered with empathy and clear explanation.

I have seen how financial uncertainty can affect not just wealth, but confidence, family life and even health. That is why Plenitude Financial was built differently. We care about your overall wellbeing, not just your loans.

We do not just secure loans. Our goal is to help people build stability, confidence and opportunity. That is what drives me: seeing our clients make progress not only on paper, but in life.

Our promise is simple: to protect your best interests, support your decisions and help you rise to new heights with honesty, care and insight you can trust.

I invite you to follow my personal wellbeing journey, to read the reflections and insights I’ve gathered along the way, and hopefully find perspectives that inspire clarity, resilience and confidence in your own path.

Welcome to the Plenitude family.

Liting Chen
Founder, Plenitude Financial

Read Reflections & Insights

Private Clients

Corporate Partnership

We help individuals and families design mortgage solutions that are structured, transparent and sustainable. Whether you are buying, refinancing or investing, our actuarial insight ensures every recommendation is aligned with your goals and long term wellbeing. You will always understand your options clearly, so you can move forward with confidence and peace of mind.

Corporate Partnership

We collaborate with organisations that care about their people. Through workshops, personalised guidance and ongoing mortgage support, we help employees make informed financial decisions, reduce stress and build confidence. This wellbeing driven approach enhances engagement, loyalty and focus, benefiting both employees and employers.

Actuarial Consultancy

Corporate Partnership

Actuarial Consultancy

We provide actuarial and pricing consultancy for businesses in the insurance industry. We help you see the story behind the numbers and what it means for your strategy. From pricing reviews and tenders to portfolio and profitability analysis, we turn complex data into clear, practical recommendations that support sustainable, long term decisions.

Beyond Brokering

A Message from Our Founder

Private Clients

Corporate Partnership

Corporate Partnership

Corporate Partnership

Corporate Partnership

Corporate Partnership

Actuarial Consultancy

Corporate Partnership

Actuarial Consultancy

Our Major Partners

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